Charges

Details about our service charges is listed below:

Details of ChargesApplicable Charges
1Processing FeesUpto 5% + Applicable Taxes
2Login Fee Bounce ChargesRs 2000 + Applicable Taxes
3Non-Postal Stamp/Stamp DutyAs applicable in the respective state
4Non-Encumbrance/Certificate/Search Report (Per Legal)Rs 2000 + Applicable Taxes, per report
5CERSAI Creation ChargesRs 50 + Applicable Taxes (If Loan Amount is Upto 5 Lakhs) Rs.100 + Applicable Taxes (If Loan Amount is more than 5 Lakhs)
6Cancellation Charges / Fees2% of Sanctioned Amount + Applicable Taxes
7Cheque Dishonor ChargesRs 1000 + Applicable Taxes
8Pre-closure charges8% of pre-payment amount plus taxes and levies as applicable
9Part-payment FeesNo pre-payment allowed within one year of loan disbursement
10Cheque/Repayment mode swap chargesRs 500 + Applicable Taxes
11Cheque/Repayment mode swap chargesRs 1000 + Applicable Taxes
12Translation DeedRs 500 + Taxes (if applicable)
13Late Payment Charges3% per month + Applicable Taxes, calculated on the
14Cheque Representation ChargesRs 100 + Applicable Taxes
15Valuation Charges (per property per visit)Rs 2000 + Applicable Taxes Additional Rs 1500 (inclusive of applicable taxes), if Amin Report is required
16Loan Re-Schedule ChargesRs 200 + Applicable Taxes
17Document Custodian FeesRs 500 + Applicable Taxes per month (Chargeable after 30 days of closure of the loan account)
18Charges for Copy of Property PapersRs 1000 + Applicable Taxes
19Communication ChargesRs 1500 + Applicable Taxes (For Loan Amount upto 10 Lakhs) Rs 2500 + Applicable Taxes (For Loan Amount > 10 Lakhs)
20Pre-closure/Request FeesRs 3000 + Applicable Taxes
21Bounce EMI Collection ChargesRs 1000 + Applicable Taxes
22Loan Statement/Duplicate Repayment Schedule ChargesRs 500 + Applicable Taxes