Charges
| Details of Charges | Applicable Charges |
|---|---|
| Processing Fees | Upto 5% + Applicable Taxes |
| Login Fee Bounce Charges | Rs 2000 + Applicable Taxes |
| Non-Postal Stamp/Stamp Duty | As applicable in the respective state |
| Non-Encumbrance/Certificate/Search Report(Per Legal) | Rs 2000 + Applicable Taxes, per report |
| CERSAI Creation Charges | Rs 50 + Applicable Taxes (If Loan Amount is Upto 5Lakhs ) Rs.100 + Applicable Taxes (If Loan Amount is more than 5Lakhs ) |
| Cancellation Charges /Fees | 2% of Sanctioned Amount + Applicable Taxes |
| Cheque Dishonor Charges | Rs 1000 + Applicable Taxes |
| Pre-closure charges | 8% of pre-payment amount plus taxes and levies as applicable |
| Part-payment Fees | No pre-payment allowed within one year of loan disbursement |
| Cheque/Repayment mode swap charges | Rs 500 + Applicable Taxes |
| Charges for missed due date | Rs 1000 + Applicable Taxes |
| Translation Deed | Rs 500 + Taxes (if applicable) |
| Late Payment Charges | 3% per month + Applicable Taxes, calculated on the delayed amount for delayed period (to be charged at monthly intervals) |
| Cheque Representation Charges | Rs 100 + Applicable Taxes |
| Valuation Charges (per property per visit) | Rs 2000 + Applicable Taxes Additional Rs 1500 (inclusive of applicable taxes), if Amin Report is required |
| Loan Re-Schedule Charges | Rs 200 + Applicable Taxes |
| Document Custodian Fees | Rs 500 + Applicable Taxes per month (Chargeable after 30 days of closure of the loan account) |
| Charges for Copy of Property Papers | Rs 1000 + Applicable Taxes |
| Communication Charges | Rs 1500 + Applicable Taxes (For Loan Amount upto 10Lakhs) Rs 2500 + Applicable Taxes (For Loan Amount > 10 Lakhs) |
| Pre-closure/Request Fees | Rs 3000 + Applicable Taxes |
| Bounce EMI Collection Charges | Rs 1000 + Applicable Taxes |
| Loan Statement/Duplicate Repayment Schedule Charges | Rs 500 + Applicable Taxes |